When do i get my property deed

This information is for getting a copy of a previously executed deed. If you are looking for a blank real estate deed form to create a deed click here to visit our real estate deed forms page. Reminder: You are on Deeds. Nothing on this website should be considered a substitute for the advice of an attorney.

My Account. Get a Copy of Your Real Estate Deed With the exception of a birth certificate, a real estate deed may be the most important document in your possession because it is the only thing that can prove that you own your home. Unlikely, but scary. The second situation could happen if your seller fails to pay personal debts and the seller's creditors file liens or judgments against your property. Because creditors are permitted to file liens and judgments against assets of a debtor, if your property is still listed as an asset of your seller in the public record, you are at risk of your property being encumbered with liens or judgments that are not your own.

Although less likely, there is also a risk that your seller could fraudulently execute a mortgage or home equity line of credit against your property. The bank would have no way of knowing that ownership was transferred to you and could lend the seller money secured by a mortgage. Few people are aware that there could be a problem with their deed until they attempt to sell their property or refinance a mortgage.

To find out earlier rather than later, contact your attorney or escrow agent and ask for a copy of the recording page for your deed. The recording page lists the date the deed was recorded and also the volume and page number where your deed can be found. Many counties provide access to real property records online and free of charge.

If the deed to your property has not been recorded, inform your attorney or title insurance company immediately. Request that it take action to have your deed recorded as soon as possible. You should also inform your mortgage lender, as it might be able to assist you with recording your deed. It is relatively easy to confirm that your deed has been recorded.

If there is a problem, discovering it before something worse has arisen could save you from expense and enormous inconvenience.

Contact your attorney, title insurance agent, or real estate broker to learn more. The information provided on this site is not legal advice, does not constitute a lawyer referral service, and no attorney-client or confidential relationship is or will be formed by use of the site.

The attorney listings on this site are paid attorney advertising. In some states, the information on this website may be considered a lawyer referral service. Please reference the Terms of Use and the Supplemental Terms for specific information related to your state. Additionally, once a mortgage is satisfied paid off , a reconveyance or satisfaction of mortgage document is typically sent by the lender to be recorded.

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